Zoho Expense Alternatives in 2026

Expensify

Expensify's spend management software streamlines receipt and expense tracking, automating reports and controlling spending. It offers features like travel booking, cash back on purchases, and instant reimbursement for employees worldwide.

Concur

SAP Concur simplifies spend management for travel, expense, and invoice, providing total visibility and control. It allows organizations to track and manage every employee-initiated expense, travel cost, and invoice payment on one connected system.

Certify

Certify, now Emburse Professional, offers configurable travel, invoice, and expense management software that enhances policy compliance, expedites reimbursements, and provides finance teams with actionable data insights for improved financial oversight.

Rydoo

Rydoo is a smart expense management platform that automates expense flows, simplifies reimbursement cycles, and enhances efficiency for multinational finance teams, ensuring global compliance and increasing expense management efficiency by 4x.

Abacus

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Ramp

Ramp is a spend management platform that simplifies expense management by combining corporate cards, travel, expenses, and accounts payable. It automates finance operations, enhances efficiency, and provides tools for approval flows and spending controls.

Brex

Brex is a modern finance platform that simplifies expense management with company cards, banking, and AI-powered automation. It helps businesses drive growth, manage budgets, and streamline global travel and expenses in over 120 countries.

Pleo

Pleo is a business expenses solution that automates spending and provides full control over finances. It offers flexible payment options and centralizes business spend management, making it easier for teams to handle expenses efficiently.

Spendesk

Spendesk is an all-in-one spend management platform that offers procurement, corporate cards, and accounts payable. It provides complete control and visibility on operational spending, automating processes and simplifying expense management.

Fyle

Fyle, now known as Sage Expense Management, is an expense tracking software that automates receipt collection and expense coding via text, significantly reducing manual tasks and speeding up the reconciliation process for small businesses and mid-market companies.

Airbase

Airbase, now a Paylocity company, integrates its capabilities with Paylocity’s HCM platform, allowing companies to manage all payroll and non-payroll spend through a single system for enhanced visibility and financial controls.

Divvy

Divvy.com is for sale on Spaceship, offering secure checkout, quick transfer, and free transaction support with no hidden fees.

Receipts by Wave

Wave’s mobile receipts feature allows users to scan and organize receipts on-the-go, ensuring everything is ready for tax preparation. With advanced OCR technology, it captures unlimited receipts and syncs data across devices.

Paylocity

Paylocity unifies HR, payroll, finance, and IT on a single platform, enhancing decision-making and workforce transformation through real-time visibility, AI-powered automation, and seamless integration. Their solutions drive innovation and empower organizations to grow confidently.